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Why Valentine's Day Will Cost You Your Future House

Right now, you may be thinking... WHAT?!! You may be panicking, you may be sweating, you may be wondering "Oh no, what have I done!"
You are right.

This is a very serious matter.

And we shall  tell you how it happens.

PHASE 1

You start off fine. Completely normal and level-headed.

And then, the Valentine's Day spirit kicks in...

PHASE 2

You need a loan to cover the CRAZY expensive gifts you bought.

PHASE 3

You don't pay off the loan because you're an idiot. No we're not trying to be offensive, that's just what love does to people.

This DESTROYS your credit score. You know, credit score, that thing that keeps track of how good you are at repaying loans and meeting credit card deadlines? You don't? Oh dear...

PHASE 4

25 years later you need to take out a loan to buy a house.

But you can't

Because your credit score sucks. You see, banks keep tabs on your credit history. And if they don't like it, they will not hesitate to turn you down. Cuz they're mean that way. And the credit monster strikes again!

Don't say we didn't warn you...

So have a happy Valentine's Day...within reason. No really, be careful.

Love from,

The cashsmart Team

Why You Should NOT Use Your Credit Card as an Unlimited Source of Spending Money

 And that is why you should not use your credit card infinitely. The bad credit score monster WILL attack you and WILL kill you. To be continued...

From,

The cashsmart team.